San Diego Real Estate Condos

What Does it Mean to Lock a Loan?

When it comes to locking the interest rate on a mortgage loan for your Coronado homes and condos, everybody wants to time it to get the best deal. There's nothing wrong with that sentiment. It's normal. Some of the time you'll get lucky and some of the time you won't. In other words, it's a roll of the dice. With a locked interest rate, however, you are guaranteed that if interest rates go up by the time you are ready to close, you will pay the lower interest rate. Now is the best time to invest in Coronado homes and condos due to the combination of motivated sellers and lower interest rates. 

What are the risks if the loan is not locked?

Let's say you decide to wait. You've narrowed down where you will get a mortgage and looked at all your loan choices. Maybe you've even decided on the loan product you want. But the market is moving down. The Fed has cut rates twice and you expect them to drop further.

So you decide not to lock.  It's a gamble. But if rates go up, you have absolutely no protection. You're going to pay the higher rate.

Read more »

Tricks That Will Make Your Downtown San Diego Condos Look Huge!

You don't have to knock the walls down in your downtown San Diego condos to create more space. Unless you live in a custom-built downtown San Diego condo with a luxurious bath and dressing room, you probably wish your bathroom were larger. Without adding any more square footage, you might feel less cramped if you use some of our tips to make your small bathroom look and feel larger in your downtown San Diego condos.

It's true that a small bathroom can feel cozy and intimate. But it can also feel claustrophobic and depressing. Depending on your decorating style, it can be quiet and sophisticated, charming, or sparkling like a jewel box.

Read more »

Park Place in San Diego downtown has San Diego bay views. That was all I needed to hear before I bought a condo at Park Place, and have been very happy with my San Diego Real Estate investment. I was looking for a modern condo in downtown San Diego with a bay view. No, let me put it bluntly, I was looking for a deal at Park Place! And I got it. When I read the description of Park Place on Gregg and Debbie Neuman's Real Estate website, I thought it might be out of my price range. Not at all, Park Place is one of the most affordable condos in San Diego with bay views! - Catherine Mosser

Read more »

More and more younger La Jollans are making the move to purchase their first La Home in one of La Jollas premier neighborhoods such as La Jolla Frams or La Jolla Shores. Trendy La Jolla neighborhoods are speaking to the interests of young, goal minded professionals. On-line research has proven to be the most effective way to shop, compare, and purchase the perfect La Jolla communities home to suit your lifestyle, at any age. Studies show that the Gen Y buyers will make an impact on the current La Jolla home inventory. See what the economic and social forecasters are saying about this powerful generation and their purchasing habits.

Read more »

Most of the electricity consumed in today's La Jolla Shores homes goes to operate our major appliances and heating systems, with lighting and small appliances consuming the rest. The electric energy used in our La Jolla homes and Real Estate is often the most expensive form of energy we use. Since you pay for the amount of electricity you use, reducing your energy usage will save you money. Also the less energy we require, the less of an impact commercial electrical generation will have on our environment.  Learn how to live smart and green in your La Jolla Shores Homes.

Read more »